This is history...this is history on drugs Essay

This is history...this is history on drugs - Essay Example It is likewise a supporter of the economy. Authentic destinations and archaic exploration have pulled in vacationer and accordingly siphoning money into the country’s economy. History has supported logical development since it is from the past that progressions are made to better human life. It is from history that a nation can know is starting point and freedom. How the nation advanced and split into its different states. These days in school, history is a tough errand and most understudies don't care for it. The understudies have the mindset that the course is extremely wide and troublesome. Loewen records that current history investigation concentrates more on the great and gives little consideration to an inappropriate. He cites President Wilson to whom numerous understudies characteristic ladies testimonial. Despite the fact that this is valid, President Wilson drove the nation to war during Palmers attack. He says more mischief occurred when Wilson covertly supported the attack of Russia in this manner controlling the security of the state. Wilson connected with Japanese attack to attack Vladivostok and set up an anticommunist government while keeping up the war fronts. Loewen says,’ nobody of the twelve American history course readings in my unique example at any point referenced it.’ He thinks about American history books to Russian books and reasons that the last are increasingly illustrative in their methodology. Previously, Wilson additionally needed to construct interfaces and advance visitor security with neighboring Latin nations. The thought was respectable and supported the two nations to develop monetarily and have a bigger security backing. Current books anyway modest from indicating the bad behavior of Wilson. It was through this that the attack happened. American books attempt to make people to appear saints. It is through this that most books avoid recording the result of the 1920 political race (Loewen 17). Loving people prompted the advancement of new wordings attributable to their demonstrations. Christopher Columbus journeys are supposed to be the reason for

SHORT ANSWER ONLY Assignment Example | Topics and Well Written Essays - 750 words

SHORT ANSWER ONLY - Assignment Example It tends to be depicted as the phase that a specific culture or individual has reached for example stone age culture. It covers such things as shared morals and convictions too conduct. As quite a while in the past as 1889 Taylor characterized culture as ‘ the perplexing entire which incorporates information, conviction, workmanship, ethics, law, custom and some other abilities gained by man as a part society.’ Anthropology is the investigation of these different societies. I have a place with mid 21st century westernized socity. Culture is influenced by condition, yet in addition by what the gathering need. Breen pronounced ( 2006)that culture was society’s answer to life’s fundamental inquiries. Human culture has thought of a wide range of answers after some time , as differed as Egypt under the Pharaohs to current road culture. 2. Correspondence, General, Balanced and Negative. As a rule correspondence alludes to connections . These can include just two people or a lot more as in a town or town, a group or a school class. A reasonable correspondence is a circumstance including trust on the two sides, where every advantage similarly from a relationship for example a caring couple. It could likewise allude to the basic negative parts of this, for example, some absence of individual decision and opportunity. Negative correspondence happens when, from multiple points of view, assets are separated. A few components included are acknowledged by society for example a merchant expecting to make a benefit. As a client I understand this and am glad since he has given me something, even at an expense. Slave work is a case of an exceptionally negative correspondence. These different connections are concentrated by anthropologists so as to all the more likely comprehend society in its numerous structures. 3. More distant family - this alludes to all the individuals one is identified with, anyway removed the relationship. It incorporates both bl ood connections, and furthermore the individuals who are connected by marriage or association with a blood relative i.e parents in law and accomplices. This implies a lot of guardians and kids, however their life partners, cousins, aunties and all the rest. A faction or clan can , in many example, be considered as a more distant family, and all people have a place with the overall group of mankind, both those alive and the individuals who went before us. Maybe this is the reason I can see a face from far away and perceive family similarities. A family unit alludes to one couple and their posterity as a segregated unit. In numerous cases in present day society this family unit will live alone, away from other more distant family individuals. As indicated by Sixth Sense’ ( 2005) functionalists consider this to be of family as positive as it implies that mankind is proceeding. Investigation of the two sorts of family can help with making arrangements for such things as instructi on, advertising, house building and financial aspects. 4. Family relationship . This is characterized as a relationship by blood ( affiliation) or appropriation and by and large alludes to family connections . Regularly in a family relationship bunch there will be shared attributes, for example, dim hair, or incredible tallness. The individuals from such a gathering may likewise share basic moral and good thoughts, which is the reason some relatives think that its troublesome when a part joins , maybe in marriage, with somebody from an altogether different gathering who hold varying thoughts. The term can likewise be utilized for those , not really related, however who share a fondness in that there are normal bonds, for example, my kindred understudies in school, in that what influences one influences the others for example the cost of settlement or a preference for a particular sort of music.. The term is characterized by the Sociology Dictionary (

Agnew, Spiro Theodore

Agnew, Spiro Theodore Agnew, Spiro Theodore sper ´o [key], 1918â€"96, 39th Vice President of the United States (1969â€"73), b. Baltimore. Admitted to the bar in 1949, he entered politics as a Republican and was elected (1961) chief executive of Baltimore co. He later became (1967) governor of Maryland, where he won passage of an open housing law and expanded the state's antipoverty programs. Nominated (1968) for the vice presidency on the Republican ticket with Richard M. Nixon, Agnew campaigned on a law-and-order platform. As Vice President, he attacked opponents of the Vietnam War as disloyal, criticized intellectuals and college students for questioning traditional values, and frequently accused the media of biased news coverage. In the 1970 congressional campaigns, he campaigned against liberals and antiwar candidates in both parties. Reelected with Nixon in 1972, Agnew was forced to resign on Oct. 10, 1973, after a Justice Dept. investigation uncovered evidence of corruption during his years in Mary land politics; he was said to have continued to accept bribes while Vice President. He pleaded no contest to a charge of federal income tax evasion, was sentenced to three years' probation and fined $10,000, and was disbarred (1974) in Maryland. See biographies by J. Alright (1972), T. Lipmann (1972), and J. Witcover (1972). The Columbia Electronic Encyclopedia, 6th ed. Copyright © 2012, Columbia University Press. All rights reserved. See more Encyclopedia articles on: U.S. History: Biographies

Conjugation of the French Irregular Verb Venir (To Come)

The Awakening By Kate Chopin - 1169 Words

When it comes to the word sacrifice, people tend to interpret it in many different ways. Thich Nhat Hanh, a Vietnamese monk who focuses on the peace movement of people, once said, â€Å"People sacrifice the present for the future. But life is available only in the present.† In the story, The Awakening by Kate Chopin, Edna Pontellier sacrifices her own life during the present, which means she surrendered her future by doing so, according to Thich Nhat Hanh. Some may ask, why would a blessed and fortunate young woman give up her privileged life? Societal pressure, self-identity, and freedom were just some of the obstacles Edna was trying to overcome throughout her life, the common factor of all these obstacles being Edna’s sacrifice, lead by her self-awakening. As the story continues, Edna eventually grows to appreciate and better understand this awakening, which teaches her to cherish her own life and strive to attain what she wants from it. Unfortunately, she found her escape from the wrongs in her life by suicide. On the contrary, her sacrifice of her self-awakening proves that she is human and has some of the same thoughts, feelings, and values as everyone else does. One thing that Edna values is her personal freedom. Due to the fact that it was the nineteenth century, Edna Pontellier married at a young age to an older man, and had two children, just like the rest of the women in that time period. When discussing her marriage, the narrator states that â€Å"she was a grown youngShow MoreRelatedThe Awakening By Kate Chopin1479 Words   |  6 PagesKate Chopin’s controversial novel, The Awakening, ignited turmoil because of her blatant disregard of the established 19th century perspective of women upholding strictly maternal and matrimonial responsibilities. Edna’s candid exploration of the restrictions on women through her liberal behavior in a conservative Victorian society makes her a literary symbol for feminist ideals. Despite denunciation from other people, Edna chooses individuality over conformity through her veering from traditionalRead MoreThe Awakening by Kate Chopin1102 Words   |  5 Pagesveracity of this quote as bot h find their independence by boldly exceeding the norm. Their stories were fashioned during a period of great change and both characters are hallmarks of the hope and power women were unearthing at the time. The Awakening by Kate Chopin and Tess of the D’Urbervilles by Thomas Hardy are novels concerned with the transformation of women’s roles in society. Their protagonists, Tess and Edna, are not outright feminists, but they are acutely aware of the limitations imposed uponRead MoreThe Awakening By Kate Chopin1919 Words   |  8 PagesIn the novel, The Awakening, by Kate Chopin, we see how much of an importance the men in Edna’s life serve as a purpose to her awakening. Chopin is known to write stories about women who are unsatisfied with their lives while living in a life that is dominated by men. Other than Edna, the main men characters are typical men of the late 19th century era. Chopin shows how these three men are diverse from one another. The Creole men are Là ©once Pontellier, Edna’s husband, Robert, Edna’s mystery man numberRead MoreThe Awakening By Kate Chopin901 Words   |  4 Pagescandidly. Kate Chopin is honorably amongst this group of authors. Her works divinely portrayed the culture of New Orleans and the lives of Louisiana s Creole and Cajun residents. Chopin openly express her views on sex, marriage, and the injustices of women during the time. Kate Chopin’s novel, The Awakening, best exemplifies the contextual achievement of realism through the rejection of conformity, the exploration of love, and the weight of social opinion on individual choices. The Awakening is publishedRead MoreThe Awakening By Kate Chopin1222 Words   |  5 Pages The Awakening By: Kate Chopin Emely Maldonado AP LIT Period 3 Topic 3 Maldonado 1 Displacement The late 1800s and the 1900s was a prison for woman’s individuality. During this time period, stereotypical views of women were commenced by society and men. In the era that the novel, The Awakening by Kate Chopin was published, the gender roles were graved in stone, men would work to maintain their family and women would adhere to the house-hold duties. Dissatisfaction with theRead MoreThe Awakening By Kate Chopin1193 Words   |  5 PagesDavian Hart The Awakening By: Kate Chopin AP Literature Topic 3 Hart 1 Over the course of time the male species has always been the gender to attain the more favorable conditions. Numerous cultures heed to the belief that the man is the provider and head of his family. This machismo nature can condition the mind to believe that a man should feel superior to a woman. The continuous cycle of male superiority flows down from father to son subconsciously. Do to this unceasingRead MoreThe Awakening, By Kate Chopin887 Words   |  4 Pages Feminism has been a term used by many authors and writers for centuries, symbolizing women being able to use freedom the way they want to, not the way others want them to use it. Edna Pontellier, the main character in Kate Chopin’s novel The Awakening, experiences an â€Å"awakening† in her life, where she discovers her position in the universe and goes in this direction instead of what others like her husband Leonce tell her to take, similar to the style of feminism. â€Å"In short, Mrs. Pontellier was beg inningRead MoreThe Awakening By Kate Chopin1427 Words   |  6 Pagessuffering an imposition (Moderata). Throughout history, the inherent inferiority of women to men has often been cited as a way to deter women from becoming an individual and pursuing more in life. This notion is a prevalent issue in The Awakening by Kate Chopin; in which Edna fights to live her own way and is ultimately unable to survive in the cage of society. Not only has this supposed inferiority effected women for generations, but it has created inequality in our society today; especially inRead MoreThe Awakening By Kate Chopin1633 Words   |  7 Pages1. Title of text (underline novels/plays) author’s name The Awakening by Kate Chopin 2. Characterization Character Development (a) 1.Edna Pontellier- Edna is the main character of the novel who is married to a businessman. Edna is a dynamic character because at the beginning of the novel, she conforms to society by being the â€Å"perfect† mother and wife; however, Edna suddenly realizes that she is no longer happy with the way she was living her life and began to become independent only for herRead MoreThe Awakening By Kate Chopin915 Words   |  4 PagesMany of Kate Chopin’s writings are trademarked by her unique, deliberate word choices. Chopin uses phrases that do not make sense and seem to contradict themselves to get across a point. In two of her stories, â€Å"The Story of an Hour† and â€Å"The Awakening,† Chopin’s word usage highlights the idea of self-discovery. â€Å"The Awakening† and â€Å"The Story of an Hour† share similar themes. â€Å"The Awakening† is the story of a woman in the late 1800s discovering her apathy for her traditional female role as a wife

Thailand Analysis of the General Insurance Industry Free Essays

string(41) " the business of an Insurance Company 2\." Brochure More information from http://www. researchandmarkets. com/reports/606283/ Thailand Insurance Sector Description: Thailand is the 2nd largest economy in Southeast Asia, after Indonesia. We will write a custom essay sample on Thailand: Analysis of the General Insurance Industry or any similar topic only for you Order Now It ranks midway in the wealth spread in South East Asia and is the 4th richest nation per capita, after Singapore, Brunei, and Malaysia. The Thai economy in 2008 is forecasted to grow at 5. 6% (in the forecasted range of 5. 0-6. 0%). This figure is an improvement on 4. 8% growth in the previous year according to Fiscal Policy Office (FPO), Ministry of Finance. In 2008 accelerated public sector spending led to recovery in domestic demand which is expected to be far more balanced economic expansion. Government policy would then be forced to stimulate the domestic economy. This happens when external demand is likely to be softened from possible global economic slowdown. External stability in 2008 will remain strong with current account surplus estimated to be 0. 5% of GDP (in the range of 0. 3-0. 8% of GDP). In contrast, internal stability in 2008 may have some risk with increasing headline inflation at 4. 5% (in a range of 4. 3-4. 8%). This is mainly due to rising energy and food prices in the world markets. According to ‘The Economist’, real GDP growth will slow down by 1. 15% p. a over the next 4 years (2008-12), as compared to 5. 3% p. a in past 3 years since 2007. This sluggishness of GDP can be attributed to various negative factors, such as political uncertainty, instability of foreign exchange rates, and continuous high petroleum prices in 2006. The Thai insurance industry, along with the wider Thai economy, has now however recovered from the depths of the Asian financial crisis and is experiencing noteworthy growth. The trend is expected to continue as public awareness of the need for insurance increases. Market Performance and Forecast Within a span of 7 years (2000 – 2007), Thai Insurance Sector has experienced a growth of 191% currently valuated at $9,434. 72 million. The Knowledge Centre predicts, the overall market size will increase by 72. 5% further and is expected to touch the highs of $13,012. 75 million by 2011. The life insurance market in Thailand between 2000 and 2007 increased at a CAGR of 16. 57%. The Knowledge Centre envisages that this trend would continue and the market will see CAGR of 5. 5% in 5 years and reach $8,306. 21 million in 2011. The non-life insurance market in Thailand between 2000 and 2007 increased at a CAGR of 10. 73%. The Knowledge Centre also forecasts that the growth will continue and the market will see CAGR of 8. 34% in the next 5 years with the premiums reaching $4,706 million by 2011. Competitive Landscape Some of the top foreign insurance companie s in Thailand are ACE, AIG, Allianz, AXA, Generali, ING, Millea Holdings, Manulife, New York Life and Prudential (UK). The market is dominated by AIA, the local name of AIG that accounted for approx. 29% of all of gross premiums in 2007. Thai Life (TLI) is considered to be the second largest player overall with a market share of approx. 14%. The next largest group is considered to be a joint venture between non-life insurer Ayudhya, local conglomerate Charoen Pokphand and Allianz (AACP) with a market share of approx. 14%. Other major players in this market are Ocean Life, Finansa, local associates of AXA (Krungthai) and ING. Non-life insurance sector in Thailand is further sub-categorized under Fire, Marine Transportation, Hull, Cargo, Automobile, Compulsory, Voluntary, Miscellaneous, Industrial All Risks, Public Liability, Engineering Insurance, Aviation Insurance, Personal Accident, Health Insurance, Crop Insurance and Other Insurance. Some of the top companies in this sector are Bangkok Insurance, Dhipaya Insurance, Phatra Insurance, New Hampshire Insurance, Ayudhya Insurance, Mitsui Sumitomo Insurance, MSIG Insurance, Sri Muang Insurance, Siam Commercial Samaggi, South East Insurance, Viriyah Insurance, Synmunkong Insurance, Krungthai Panich etc. Driving factors – Balanced economic expansion and supporting role of the government – Recent reforms and government’s regulatory initiatives – Re-defined financial practices and strengthening of corporate governance Relaxation of restrictions on directors and senior executives of insurance companies Amendment of clauses governing the evaluation of assets debts of a life insurance company Merger or consolidation of the large number of local insurers Middle income industrial developing nation Growing interest in Bancassurance Adoption of THBFix and Bibor Establishment of Insurance Commission Major trends, issues and opportunities – Mergers and acquisitions in Thailand’s insurance industry are likely to drop off – Thailand’s economy is slowing as the effects of high oil prices, rising interest rates and longrunning political uncertainty take their toll. – Political uncertainty and instability of foreign exchange rates – Bullish trend in fixed deposit rates – Government regulations laying a strong foundation for future growth – Increase in foreign ownership limits – Move towards a knowledge economy through skills development – Issues in Health Insurance Systems Topics covered in the report Thai economy, its performance, future outlook for 2008-09 – Government’s economic policies, macroeconomic factors, trends and analysis – Economic and Insurance environment in Thailand – Market performance and forecast for Thai Insurance Sector between 2000, 2007 and 2011 – Market perf ormance and forecast for Thai Life Insurance Sector between 2000, 2007 2011 – Market performance and forecast for Thai Non-Life Insurance Sector between 2000, 2007 2011 – Recent reorganization of financial institutions and setting up of Insurance Commission – Corporate Finance Legislation and other major regulatory developments – Role of Bancassurance Specific regulations and norms by the Thai Government for insurance sector. – Sub-categorization of life and non-life insurance sector – Competitive landscape market share of companies in life and non-life insurance sector – Company profiles of top players in life and non-life insurance sector Contents: 1. THAILAND 1. 1. THAI ECONOMY 1. 2. GOVERNMENT POLICIES 2. THAI INSURANCE SECTOR 2. 1. MARKET OVERVIEW 2. 2. MARKET PERFORMANCE FORECAST 2. 2. 1. Thailand Insurance Market 2. 2. 1. 1. Thailand – Life Insurance Market 2. 2. 1. 2. Thailand – Non-Life Market 2. 3. DRIVING FACTORS 2. 3. 1. Recent Reforms 2. 3. 2. MA or transfer of the business of an Insurance Company 2. You read "Thailand: Analysis of the General Insurance Industry" in category "Papers" 3. 3. Thai Corporate Finance Legislation 2. 3. 4. Role of Bancassurance 2. 3. 5. Recent Regulatory Developments 2. 3. 6. Insurance Commission replaced Department of Insurance 2. 4. TRENDS, ISSUES AND OPPORTUNITIES – AN ANALYSIS 2. 4. 1. Insurance MA likely to drop 2. 4. 2. Pending Legislations 2. 4. 3. Implications for Foreign Insurers 2. 4. 4. Skills development remains a key 2. 4. 5. Issues in Health Insurance Systems in Thailand 2. 5. GOVERNMENT REGULATIONS 2. 6. COMPETITIVE LANDSCAPE 2. 6. 1. Life Insurance 2. 6. 1. 1. Life Insurance Renewal Market 2. 6. 1. 2. Single Premium Market 2. 6. 2. Non-Life Insurance Market 2. 6. 2. 1. Fire Insurance Market 2. 6. 2. 2. Marine and Transportation Market 2. 6. 2. 3. Cargo Hull Market 2. 6. 2. 4. Automobile Sector 2. 6. 2. 5. Miscellaneous Insurance 2. 6. 2. 6. Industrial All Risks Insurance 2. 6. 2. 7. Public Liability Insurance 2. 6. 2. 8. Engineering Insurance 2. 6. 2. 9. Aviation Insurance 2. 6. 2. 10. Health Insurance 2. 6. 2. 11. Personal Accident Insurance 2. 6. 2. 12. Other Insurance 2. 6. 3. Company Profiles 2. 6. 3. 1. American International Assurance company (AIA), Thailand 2. . 3. 2. ACE INA Overseas Insurance Company Limited 2. 6. 3. 3. Ayudhya Insurance Public Company Limited 2. 6. 3. 4. Ayudhya Allianz C. P. Life Public Company Limited 2. 6. 3. 5. Bangkok Insurance Public Company Limited 2. 6. 3. 6. Bangkok Union Insurance 2. 6. 3. 7. Charan Insurance 2. 6. 3. 8. Deves Insurance 2. 6. 3. 9. ING Life Limited 2. 6. 3. 10. Indara Insurance 2. 6. 3 . 11. Manulife Insurance (Thailand) Public Company Limited 2. 6. 3. 12. MSIG Insurance 2. 6. 3. 13. QBE Insurance (Thailand) Company Limited 2. 6. 3. 14. Sri Muang Insurance 2. 6. 3. 15. The Viriyah Insurance Co. , Ltd. List of Tables Table 1: Macroeconomic Trends: Population (mil. ) vs. Nominal GDP ($ bil. ) – 2002-2011f Table 2: Macroeconomic Trends: GDP per capital ($ bil. ) vs. Real GDP Growth (%) – 2003-2011f Table 3: Growth Trends: Inflation (2002-2008f) Table 4: Key Economic Indicators Forecast – 2007-2012f Table 5: Growth Trend Comparison: GDP Growth vs. Insurance Growth (%) – 2000-2011 Table 6: Thailand Insurance Market Value ($million): 2000-2007 Table 7: Thailand Insurance Market Value Forecast ($million): 2007-2011f Table 8 : Insurance Density: Premiums Per Capita in USD Table 9: Insurance Premium in % of GDP (2001-2011f) Table 10: Growth Trend of Life Insurance and Non-Life Insurance ($Million): 2000-2011f Table 11: Thailand Life Insurance Market Value ($million): 2000-2007 Table 12: Thailand Life Insurance Market Value Forecast ($million): 2007-2011f Table 13: Thailand Non-Life Insurance Market Value ($million): 2000-2007 Table 14: Thailand Non-Life Insurance Market Value Forecast ($million): 2007-2011f Table 15: Thailand Insurance Sector: Projections of Macroeconomic Drivers (2006-2010f) Table 16: Market Share of Top Players in Life Insurance Sector: Comparison between 2006 2007 (Million Baht) and their Growth (%) Table 17: Life Insurance Total Premium Growth Year on Year by Company 2006-2007 (%) Table 18: Life Insurance Market Growth by First Year Premium of Top Companies: Comparison between 2006 2007 (mn Baht) Table 19: Life Insurance Market Growth by First Year Premium of Top Companies: Comparison between 2006 2007 (%) Table 20: Life Insurance Premium Renewal (million Baht) and Growth (%) Year on Year for Top Companies (2006-2007) Table 21: Life Insurance Renewal Market Share of Top Companies in 2007 (mn Baht) Table 22: Life Insurance Single Premium Market Share of Top Companies in 2007 (mn Baht % growth) Table 23: Loss Ratio of Non – Life Insurance Business (2007) Table 24: Marine and Transportation Companies: Markey Share by Direct Premium (Unit: 1,000 Baht) Table 25: Automobile Insurance Top companies by Direct Premium (2007) Table 26: – 2007 Table 27: 007 Table 28: 2007 Table 29: 2007 Table 30: Table 31: Table 32: Table 33: Top Miscellaneous Non-Life Insurance Companies: Market Share by Direct Premium (%) Top Industrial All Risk Non-Life Insurance Companies: Market Share by Direct Premium – Top Public Liability Non-Life Insurance Companies: Market Share by Direct Premium – Top Engineering Non-Life Insurance Companies: Market Share by Direct Premium (%) – Top Top Top Top Aviation Non-Life Insurance Companies: Market Share by Direct Premium – 2007 Health Insurance Companies: Market Share by Direct Premium – 2007 Personal Accident Insurance Companies: Market Share by Direct Premium – 2007 Other Non-Life Insurance Companies: Market Share by Direct Premium – 2007 List of Charts Chart 1: Macroeconomic Trends: Population (mil. ) vs. Nominal GDP ($ bil. ) – 2002-2011f Chart 2: Macroeconomic Trends: GDP per capital ($ bil. ) vs. Real GDP Growth (%) – 2003-2011f Chart 3: Growth Trends: Inflation (2002-2008f) Chart 4: Key Economic Indicators Forecast (2007-2012f) Chart 5: Growth Trend Comparison: GDP Growth vs. Insurance Growth (%) – 2000-2011f Chart 6: Thailand Insurance Market Value ($billion): 2000-2007 Chart 7: Thailand Insurance Market Value Forecast ($million): 2007-2011f Chart 8: Insurance Density: Premiums Per Capita in USD Chart 9: Insurance Premium in % of GDP (2001-2011f) Chart 10: Thailand Insurance Market: Segment Share 2007 Chart 11: Growth Trend of Life Insurance and Non-Life Insurance ($Million): 2000-2011f Chart 12: Thailand Life Insurance Market Value ($million): 2000-2007 Chart 13: Thailand Life Insurance Market Value Forecast ($million): 2007-2011f Chart 14: Thailand Non-Life Insurance Market Value ($million): 2000-2007 Chart 15: Thailand Non-Life Insurance Market Value Forecast ($million): 2007-2011f Chart 16: Market Segmentation of Non-Life Insurance (%): 2007 Chart 17: Market Segmentation of Non-Life Companies by Ownership 2007 (%) Chart 18: Comparison of Direct Premiums of Non – Life Insurance Business (2007 2006) Chart 19: Direct Premium per Insurance Policy for 2007-2006 (Baht) Chart 20: Comparison of Sum Insured Per Premium of Non – Life Insurance Business Segments (2007 2006) Chart 21: Loss Ratio of Non – Life Insurance Business (2007) Chart 22: Market Share of Top Life Insurance Companies by Total Premium in 2007 (%) Chart 23: Life Insurance First Year Premium Marke t Segment in 2007 by Top Companies(%) Chart 24: Life Insurance Premium Renewal (million Baht) and Growth (%) Year on Year for Top Companies (2006-2007) Chart 25: Life Insurance Renewal Market Share of Top Companies in 2007 (%) Chart 26: Single Insurance Premium Company Segmentation 2007 Chart 27: Fire Insurance Companies – Market Share (%): 2007 Chart 28: Marine Transport Insurance Segment Share (%): 2007 Chart 29: Cargo and Hull Market: Direct Premium Share (%) in 2006-2007 Chart 30: Marine and Transportation Companies: Markey Share by Direct Premium (Unit: 1,000 Baht) Chart 31: Market Share of Automobile Insurance Sub Sector 2007 Chart 32: Automobile Insurance Top Companies – Market Share by Direct Premium (%) – 2007 Chart 33: Market Share of Miscellaneous Non-Life Sector (%) – 2007 Chart 34: Top Miscellaneous Non-Life Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 35: Top Industrial All Risk Non-Life Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 36: Top Public Liability Non-Life Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 37: Top Engineering Non-Life Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 38: Top Aviation Non-Life Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 39: Top Health Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 40: Top Personal Accident Insurance Companies: Market Share by Direct Premium (%) – 2007 Chart 41: Top Other Non-Life Insurance Companies: Market Share by Direct Premium (%) – 2007 Authors: Jasvita Anand, Akash Rakyan Nishith Srivastava Ordering: Order Online – http://www. researchandmarkets. com/reports/606283/ Order by Fax – using the form below Order by Post – print the order form below and send to Research and Markets, Guinness Centre, Taylors Lane, Dublin 8, Ireland. Page 1 of 2 Fax Order Form To place an order via fax simply print this form, fill in the information below and fax the completed form to 646-6071907 (from USA) or +353-1-481-1716 (from Rest of World). If you have any questions please visit http://www. researchandmarkets. com/contact/ Order Information Please verify that the product information is correct and select the format(s) you require. Product Name: Thailand Insurance Sector Web Address: http://www. researchandmarkets. com/reports/606283/ Office Code: OC8DIRLTQSTRPX Product Formats Please select the product formats and quantity you require: Quantity Electronic Enterprisewide: EUROâ‚ ¬ 3,249. 00 Hard Copy: EUROâ‚ ¬ 1,649. 00 + Euro â‚ ¬50 Shipping/Handling Electronic Single User: EUROâ‚ ¬ 1,299. 00 Shipping/Handling is only charged once per order. Contact Information Please enter all the information below in BLOCK CAPITALS Title: First Name: Mr Mrs Dr Miss Ms Last Name: Email Address: * Job Title: Organisation: Address: City: Postal / Zip Code : Country: Phone Number: Fax Number: * Please refrain from using free email accounts when ordering (e. g. Yahoo, Hotmail, AOL) Prof Page 2 of 2 Payment Information Please indicate the payment method you would like to use by selecting the appropriate box. Pay by credit card: American Express Diners Club Master Card Visa Cardholder’s Name Cardholder’s Signature Expiry Date Card Number CVV Number Issue Date (for Diners Club only) Pay by check: Please post the check, accompanied by this form, to: Research and Markets, Guinness Center, Taylors Lane, Dublin 8, Ireland. Pay by wire transfer: Please transfer funds to: Account number 833 130 83 Sort code 98-53-30 Swift code ULSBIE2D IBAN number IE78ULSB98533083313083 Bank Address Ulster Bank, 27-35 Main Street, Blackrock, Co. Dublin, Ireland. If you have a Marketing Code please enter it below: Marketing Code: Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at http://www. researchandmarkets. com/info/terms. asp Please fax this form to: (646) 607-1907 or (646) 964-6609 – From USA +353-1-481-1716 or +353-1-653-1571 – From Rest of World How to cite Thailand: Analysis of the General Insurance Industry, Papers

Project Management of AVIS

Questions: 1. Discuss the various performance objectives of AVIS.2. Explain why Avis Car Hire tries to locate branches close to its customers.3. Analyse the various factors that influence Aviss decisions about where to locate a new branch. Answers: 1. Various Performance Objectives of AVIS Business organisations sometimes face difficulties in identifying the proper location for the business establishment. The selection of the relevant location can be considered as the major priorities in determining the achievement of the competitive advantage (Kerzner 2013). AVIS Car Hire is a company, which is specifying the internationally recognised brand. The brand is operating within various countries like US, UK, Canada, Germany and Ireland. Since, the company is commendably developing; the most prominent objective is to facilitate the local operations to make the larger entity. The branch managers are taking the responsibility in ensuring the progressive attitude in the pre-determined objectives (Burke 2013). It is to be noted that the car rental signifies the huge opportunity for the competitive businesses. In concentrating on the UK market, the existence of many car rental companies is visible. Therefore, the company has set the aim of keeping the focus on the customer base a nd the customer services. The establishment of the skilled customer services is helpful for concentrating on the competitors (Narsing, Sanders and Ford 2014). The efficient services are included in within the core ethos of the business. It generates enthusiasm in employees to provide the higher standard of the services to the customers. However, in concentrating on such aspects, AVIS has set the aim of relocating the branches to the nearer places of the customers. The company has even established almost 350 branches in UK. The branches are only five miles away from the places of the customers (Avis.com 2016). It is to be indicated that relocating the branches can be concerned of the competitive nature of the business. Any organisation cannot relocate their branches if the locations are not relevant to the customers (Shaheen and Cohen 2013). In keeping the concentration on the competitive nature of the business market, it is required to meet the satisfactory level of the customers. However, the company is even focusing on the factors that are influencing the local facilities along with the maintenance of the infrastructure. The identification of the availability of the enough spaces to relocate the business entity is needed to be ensured (Huefner 2015). Avis is using long-life bulbs for the signage system, which is reducing the environmental wastes and times that labours usually provide during the replacements of the bulbs. The regulators are placed in jet wash machines for reducing the use of the shampoo for the car wash (Avis.com 2016). The company is using the photocells for switching on the outside signs and lights and this is quite helpful in reducing the electricity consumptions. The process of printing is featured in the recycled printing papers to avoid wastages (Quigley and Robertson 2015). One person is hired for switching of the light of non-essential devices when the day ends. The company is using the special window blinds for reducing the gaining o f the heat and determining the reductions of energy costs. Offices include the generators, which forms lower amount of heat and eliminate the requirements of cooling systems. The furniture is donated to the charities for the recycling process. The performance indicators are thus assuring the measurement of the progressive forms that can enhance the better aspects in setting the objectives. 2. Reasons behind relocating the branches near to the places of the customers In keeping concentration of the competitive nature of the business, the achievement of the customers satisfactory level is necessary (Kell 2013). If the company can facilitate the effective customer services, it will be helpful enough in determining the progress of the organisational performance. The company even could open the new business entity in a place where the market is not present. Moreover, the UK market is much challenging, as the market competition is higher (Haensel, Mederer and Schmidt 2012). Therefore, it is required for the company to come up with new strategic ideas that can bring success for the strengthened business positions for the company. The branch managers are encouraged to take the responsibility for undertaking the local operations. If the company is being able to structure their customer base in a significant manner, the company would be capable of participating in the competitive business world (Czerny, Shi and Zhang 2015). However, this type of approach is quite helpful in determining the establishment of dynamic services, which are driven by the individual branches. Hence, each of the branches can get the opportunity to concentrate on the basic needs and the requirements of the customers. In keeping concentration of the value proposition of Avis, the approach is really helpful for meeting the needs of the local customers. As the core element of the ethos of Avis is effective customer services, the employees are even getting the motivation to perform well. Thus, they can significantly provide the customers the higher standard of the services, which is quite beneficial for the company in associating the effective customer base (Conradie et al. 2014). The establishment of the standard customer service is considered as the key driving force and differentiator in ensuring the profitable approach of the company. This factor is the most recognisable reason for locating the branches near to the home place of the customers. As the company ensures the extensive networks of the branches, the company could establish the branches in almost 350 locations. The company is therefore operating from these branches, which are just five miles away from the customers places. The company ev en can be able to use the comprehensive checklist for evaluating each of the locations. When a company sets their location nearer to the place of the consumers, it becomes helpful for them to understand the basic needs and requirements (Karkali and Vazirgiannis 2012). The skilled employees can even get the motivation to serve the customers, which facilitates the achievement of the customers satisfactory level. As per the relevancies of the customers, they can demand for the services from the nearest branches (Seay and Narsing 2013). Therefore, the customers are given the opportunity to track the services as per their relevancy. Shifting to the nearby places to the customers is therefore quite fruitful for determining the strengthened position in the huge competitive business scenario. The brand image of Avis Car is thus facilitated as per their effective services on maintaining the availability and speed efficiencies. As per the case study, it has been seen that Avis has been mainta ining two types of the locations. The home or city based locations are providing the facilities to the long-term business partners. The company is even stretching the large market for the personal customers as well. The individual or the business people may require the car rental for accident cover or for leisure purposes (Avis.com, 2016). Hence, locating in the nearer place to the customers is quite beneficial for both the company and the customers. The second type of the location is undertaken for the branches at the airport areas. The services are mainly for the people who are travelling through the flights to different regions. The establishment of the branches in the nearer locations to the customers, the company can be able to update the customers regarding their newly launched services. Similarly, the brand awareness will be increased accordingly. The company can utilize the strong visual brand specifications to define the corporate logo and introduce the branding aspects of the company. 3. Various Factors influencing the decisions of Avis regarding their proper locations Many of the factors can be taken into consideration for deciding the exact area to evaluate the business entities (Karkali and Vazirgiannis 2012). When the organisation feels the urge of expanding the business, usually it concentrates on the location where the organisation does not have the previous locations. Even the business needs to undertake the process of restructuring or initiating the modernised structures for the operational activities. The collaboration of several existing departments into the new premises, which are built for different purposes, can be effective for the business expansion. The company is mainly focusing on the locations, which include the more business potentialities. However, the factors that are influencing the business expansion process in a new location. These are as follows: Firstly, the company may select the relevant site, which promotes the cheapest cost of the buildings and lands. The locations are needed to be as per the convenience of the employees. The business needs to concentrate on the recruitment process while selecting the staffs as per the required skills. The business is always fascinated about a location, which is significant for accessing the raw materials. In case of Avis, the locations are needed to be nearer to the customers place. Whenever any customer needs to rent a car for use, they can get the services as per their convenience. One of the major key factors for relocating the business is the concentration on the service and transport infrastructure. Many of the businesses require the proper transporting links and efficient telecommunication services. It is quite helpful for the company to provide the services within the mentioned time. Apart from these influences, Avis is ensuring several qualitative influences as well. One of the major requirements of the company is to determine the achievement of the security level. For example, if Avis has to provide the car rental service, the company needs to keep the concentration on the road conditions, which determines the on time delivery of the services to the customers (Karkali and Vazirgiannis 2012). Moreover, it will be helpful enough for the managers of the company to assess the future facilities regarding the relocation of the business. Some of the environmental considerations are also needed to be taken into account while expanding the business in a new location. The environmental-friendly venture includes the following factors: The company is using the long-life bulbs for the signage and this is more efficient than the standard bulbs. The process is quite helpful for reducing the wastages in the environment. It is even cutting down the times that the labours are spending during the replacements of the bulbs. Avis Car is placing the regulators on the car wash and het wash machines. The regulators are thus reducing the amount of shampoo, which has been using for the washing purposes. The production house is using the photocells, which are helpful enough in switching on the signs or the outside lights during the time of relevant use. It is quite helpful for the reduction of the electricity consumptions. The company is using the printing process for keeping the document in a recycled paper. The company is even hiring the last person who will be turning off the lights and the non-essential electronic devices after the working day. The company is using the special window blinds, which are helping in reducing the gaining of the heats and saving the costs of the energy resourcing. The furniture that will be used in the office premises can be recycled and donated for the charity works. Company is ensuring the utilization of the efficient lighting system that is generating the lower amount of heat. Therefore, the company would not require any extra cooling system for the working purposes. Hence, it can be stated that the improvisation of the environmental factors can be effective enough in considering the relocation of the business as per the convenience. It is to be indicated that the concentration on these factors is quite facilitating the achievement of the globalised performance. Since, the modernised world seeks for the globalised efforts and performance efficiency; the business companies are taking these factors into considerations for the beneficial attributes. The maintenance of such globalised aspects would thus add value to the restructure of the company. The concept of relocating the business will also bring the maintenance of the efficiency to determine the strengthened position of the business in the competitive market (Seay and Narsing 2013). Moreover, the adaptation of such practices would strengthen the brand image of the company more specifically. Hence, it can be inferred that undertaking such relocating strategy would be beneficial for Avis in maint aining the strengthened position of the business. References Avis.com, 2016. Avis Corporate Facts - Avis Car Rental. [online] Available at: https://www.avis.com/car-rental/content/display.ac?navId=T6M21S02 [Accessed 7 Feb. 2016]. Avis.com, 2016. Avis recognized as a leading brand for customer loyalty. [online] Available at: https://www.avis.com/car-rental/content/display.ac;jsessionid=Xy61WR2LR2C6NKVb13n7pcVq4zWfnKGsJdSFv24pHJrP26gsvSG5!845448816?contentId=press-release-US_en-049579#.VrhIYPl97IU [Accessed 7 Feb. 2016]. Burke, R., 2013.Project management: planning and control techniques. New Jersey, USA. Conradie, E., Roberts-Lombard, M. and Klopper, H.B., 2014. Brand awareness in the services sector influenced by eight internal marketing elements.Journal of Global Business and Technology,10(1), p.25. Czerny, A.I., Shi, Z. and Zhang, A., 2015. Can market power be controlled by regulation of core prices alone?: An empirical analysis of airport demand and car rental price. Haensel, A., Mederer, M. and Schmidt, H., 2012. Revenue management in the car rental industry: A stochastic programming approach.Journal of Revenue and Pricing Management,11(1), pp.99-108. Huefner, R.J., 2015. The sharing economy: Implications for revenue management.Journal of Revenue Pricing Management,14(4), pp.296-298. Karkali, M. and Vazirgiannis, M., 2012, September. S-Suite: a multipart service oriented architecture for the car rental sector. InProceedings of the Fifth Balkan Conference in Informatics(pp. 263-266). ACM. Kell, J., 2013. Avis to Buy Car-Sharing Service Zipcar.The Wall Street Journal. Kerzner, H.R., 2013.Project management: a systems approach to planning, scheduling, and controlling. John Wiley Sons. Narsing, A., Sanders, T. and Ford, M., 2014. A Model for Managing Rental Fleets in the New Competitive Landscape-Maintenance, Productivity, Corporate Branding and Legal Implications.Academy of Information and Management Sciences Journal,17(1), p.33. Quigley, J.M. and Robertson, K.L., 2015.Configuration Management: Theory, Practice, and Application. CRC Press. Seay, S. and Narsing, A., 2013. Transitioning to a Lean Paradigm: A Model for Sustainability in the Leasing and Rental Industries.Academy of Strategic Management Journal,12(1), p.113. Shaheen, P. and Cohen, A., 2013. Innovative mobility carsharing outlook.University of Berkeley, California.